A damaged or dead battery can harm electronics, cause sulfate buildup, lead to corrosion, and cut power to your motor. Washington, PA, residents depend on The Hansen Agency LLC to help prevent this. We’re sharing the same information we discuss with our customers here.<\/p>\n
Whether your car insurance covers a battery replacement depends on the cause of the damage or failure. Qualifying events typically include collisions, fire, severe weather, falling debris, and theft, though your specific carrier may include others. If you qualify, you’ll generally need collision coverage for accident-related damage and comprehensive coverage for most other causes. Normal wear and tear or age-related failure usually isn’t covered.<\/p>\n
If a qualifying incident caused damage to your battery and you carry only liability coverage, your carrier won’t cover a replacement. Adding collision or comprehensive coverage after the fact also won’t retroactively cover a past incident. If another driver caused the collision, their liability insurance is typically still responsible for covering your vehicle’s damage, including your battery, since Pennsylvania’s no-fault system applies specifically to medical expenses and injuries, not vehicle or property damage. Property damage claims remain fault-based, meaning the at-fault driver’s insurance generally covers your repair costs.<\/p>\n
A denial from your car insurance doesn’t necessarily mean you’re out of options. Depending on your carrier, roadside assistance coverage may include battery replacement. A manufacturer’s or extended warranty is another option, which will typically replace your battery if you meet certain requirements. This can be especially helpful for electric vehicles, since many EV battery warranties last up to ten years or 100,000 miles.<\/p>\n
The team at The Hansen Agency LLC will review your policy and help determine the exact cause of the issue and whether your battery qualifies for coverage. If your carrier won’t cover a replacement, we’ll help you explore other options that could resolve the situation. Contact us for more information.<\/p>\n
A damaged or dead battery can harm electronics, cause sulfate buildup, lead to corrosion, and cut power to your motor. Washington, PA, residents depend on The Hansen Agency LLC to help prevent this. We’re sharing the same information we discuss with our customers here. Does Auto Insurance Cover Car Batteries? Whether your car insurance covers […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[21,20,17,6,16],"class_list":["post-126","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-insurance","tag-pa","tag-the-hansen-agency-llc","tag-washington"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t