
{"id":77,"date":"2024-10-28T04:00:00","date_gmt":"2024-10-28T10:00:00","guid":{"rendered":"https:\/\/www.hansenagencyllc.com\/blog\/?p=77"},"modified":"2024-10-23T13:20:56","modified_gmt":"2024-10-23T19:20:56","slug":"how-do-you-switch-home-insurance-companies","status":"publish","type":"post","link":"https:\/\/www.hansenagencyllc.com\/blog\/how-do-you-switch-home-insurance-companies\/","title":{"rendered":"How Do You Switch Home Insurance Companies?"},"content":{"rendered":"<p>Switching home insurance companies can potentially provide you with better coverage or lower rates, and the process of changing home insurance companies is not complicated. Here at The Hansen Agency LLC, we can guide you through each step if you&#8217;re in Washington, PA. Here&#8217;s the general process.<\/p>\n<h2>1. Find a New Home Insurance Policy<\/h2>\n<p>The first step is to find a new and better insurance policy. At The Hansen Agency LLC, we can help you check policy options from several insurers since we&#8217;re an independent agency. Our agents are well-versed in home insurance and will work with you to compare coverages and rates.<\/p>\n<h2>2. Purchase the Policy<\/h2>\n<p>Once you&#8217;ve selected a new policy, complete the required paperwork to purchase it. Be prepared to make the first year&#8217;s payment in full. Our agents will help you complete all the necessary paperwork.<\/p>\n<h2>3. Notify Your Mortgage Lender<\/h2>\n<p>If you have a mortgage on your Washington, PA property, your lender needs to be sent your policy details. Namely, they&#8217;ll want to see the declarations page. This page details coverages and limits.<\/p>\n<p>Lenders commonly require that the homes they finance are insured, so their financial equity in the house is protected. Not sending them the declarations page could cause the lender to purchase expensive force-placed home insurance. Our agents can ensure your lender gets the declarations page of your new policy, along with any other documentation they want.<\/p>\n<h2>4. Get a Refund (Maybe)<\/h2>\n<p>If you&#8217;ve paid your current policy&#8217;s premium in full and are switching before the policy terminates, you may be eligible for a refund of the unused premium. This is usually sent to you.<\/p>\n<h2>Contact Your Local Agent Today!<\/h2>\n<p>For more information about home insurance and how to switch policies, call The Hansen Agency LLC in Washington, PA, at (407) 982-3266.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Switching home insurance companies can potentially provide you with better coverage or lower rates, and the process of changing home insurance companies is not complicated. Here at The Hansen Agency LLC, we can guide you through each step if you&#8217;re in Washington, PA. Here&#8217;s the general process. 1. Find a New Home Insurance Policy The [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[8,6,7],"class_list":["post-77","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-home-insurance","tag-the-hansen-agency-llc","tag-washington-pa"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Switching home insurance companies can potentially provide you with better coverage or lower rates, and the process of changing home insurance companies is not complicated. Here at The Hansen Agency LLC, we can guide you through each step if you&#039;re in Washington, PA. Here&#039;s the general process. 1. 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