One of the most important things you’ll ever do for your home is to make sure you have the right home insurance policy. With that being said, determining the necessary coverage is critical. When you have the right coverage for your home, you’ll have peace of mind knowing that you and your family are protected from unexpected events. The Hansen Agency LLC can help residents in Canonsburg, PA get the right home insurance protection.
Here are a few guidelines to follow:
Know What Your Coverages Mean
Your home is your castle, so you need to make sure it’s properly protected. That means having the right insurance coverage in place. But what does that really mean? Here’s a quick rundown of the different types of coverage that are typically part of an insurance policy.
- Dwelling: This is the basic coverage that will protect your home and belongings in the event of a fire, theft, or another covered disaster. Make sure you have enough coverage to rebuild your home if it’s completely destroyed.
- Liability: This coverage protects you personally from any injuries or property damage that you cause. It’s especially important if you have children living at home, pets, or other people who may be at risk of injury in your home.
- Personal property: This covers your belongings, including clothing and jewelry. To make sure you have enough coverage for all of your possessions, go through them and make an inventory. Then add up the total value of all of your things.
- Temporary living expenses: This covers your living expenses if you have to live elsewhere while your home is being repaired or rebuilt. You may need to hire a contractor, buy materials and food, or pay for temporary housing.
Get The Right Coverage For Your Home Today
There are also common questions we get regarding deductibles, how much coverage to buy, and what’s covered by a home insurance policy. For more info, please give us a call or request a quote. The Hansen Agency LLC is happy to answer your questions about coverage for your home in Canonsburg, PA.
