Pennsylvania, like other states, requires auto insurance for every driver or vehicle owner. You can’t register a vehicle without insuring it first.
The state of Pennsylvania does require some insurance that other states don’t, so The Hansen Agency LLC wants you to understand that the minimum insurance you need to drive legally on the roads of Canonsburg, PA differs from the insurance needed in New York or Connecticut.
Pennsylvania Auto Insurance Requirements
Like other states, Pennsylvania’s auto insurance laws require each driver to cover their liability through insurance. Keystone State drivers need a few other policy types, too, to meet their legal burden. These include:
- Bodily injury coverage in the amount of $15,000 per person
- Bodily injury coverage in the amount of $30,000 per accident
- Property damage coverage in the amount of $5,000 per accident
- First-party benefits (FPB) coverage in the amount of $5,000.
Insurance companies must offer uninsured/underinsured bodily injury (UM/UIM BI) coverage in any auto insurance quote, but the driver can reject it. The state requires the insurer to offer UM/UIM BI coverage in the amount of $15,000 per person and $30,000 per accident.
Protect Yourself with More Than the Minimums
The Hansen Agency LLC recommends that you choose coverage with liability limits that cover your total net worth. Also, insure your vehicle with collision and comprehensive coverage so you don’t need to pay out of pocket to repair or replace your own vehicle.
Contact Canonsburg, PA’s trusted insurer, The Hansen Agency LLC, today. Let us provide you with auto insurance that protects your financial security.
