If you’re a Pennsylvania business owner, commercial insurance is an important part of protecting your company. Our team at The Hansen Agency LLC will help you select the ideal commercial insurance policies for your business. If your company is near Washington, PA, we’d love the opportunity to discuss your insurance options. We’ve been helping corporate clients like you since 2015.
Choosing a Health Insurance Carrier
Many Pennsylvania businesses choose to offer health insurance for their employees, even though it’s only legally required under the federal Affordable Care Act for employers with 50 or more full-time equivalent employees. Helping employees maintain good health can support job performance and motivation, which is why many companies still choose to offer coverage regardless of size.
If you decide to offer health insurance, many business owners find it helpful to begin by polling their employees. A quick survey can help you understand whether the majority of your team prefers a high deductible with a lower copay, or a lower deductible with a slightly higher copay.
From there, look for carriers that best align with what most employees are asking for. Some employers offer more than one carrier option, allowing employees to select the plan that best fits them. It’s also worth considering supplemental coverage employees may value, such as dental, vision, and mental health benefits. If premium costs are high, some employers help offset the burden by offering a Flexible Spending Account to cover healthcare expenses.
Call Us for Your Appointment Today
A well-rounded commercial insurance portfolio includes several important types of coverage. Our team at The Hansen Agency LLC can help make sure yours is complete. Corporate clients near Washington, PA, have discovered we provide excellent customer service. Give us a call today, and let us help protect your business.